Medical benefits under workers’ comp cover many different types of expenses. These benefits pay for surgeries, hospital costs, doctor visits, and medication. They also may cover any prosthetic devices that you need and therapy. However, experimental therapies and procedures are not covered, so you must make certain that you choose from the covered medical services. You do not have to use your own medical insurance or pay any copays when you have medical benefits coverage through workers’ compensation.

Many people need to undergo rehabilitation after suffering work-related injuries, including physical and emotional therapy. Workers’ compensation can cover these expenses along with the costs of any work-related retraining that you might require to qualify for a new job.

If your work-related illness or injury prevents you from returning to your job either temporarily or permanently, you may be eligible to receive weekly or monthly disability benefits for partial or total disabilities. A workers’ compensation attorney can explain the type and amount of disability coverage you might expect to receive.

Finally, if you are a surviving spouse or child of a worker who was killed while on the job, there are a number of different types of workers’ compensation benefits that might be available to you.